Getting Started

Head to the sign up page and enter your name, email address, and a password.

You will receive a verification email. Click the link in the email to verify your account before you can log in. Check your spam folder if you do not see it within a few minutes.

Once verified, head to the login page and sign in with your email and password.

After your first login, you will go through a short onboarding questionnaire. This takes about 2 minutes and helps the AI understand your investing style so it can give you personalised recommendations.

You will be asked about:

• Goals and risk - your primary investment goal, target portfolio value, risk tolerance, and what you do when stocks drop
• Budget - how much you invest per week or per payday
• Investing style - whether you prefer growth, dividends, or a mix; thematic vs. diversified; early-stage vs. confirmed trends
• Your themes - the sectors and macro trends you are interested in (e.g. AI, nuclear, critical materials)
• Experience - how long you have been investing, your biggest wins and losses
• AI preferences - how you want the AI to talk to you (aggressive, balanced, conservative) and how much detail you want

You can change any of these later in Settings.

DeskFi connects to your Trading 212 account to automatically pull your holdings, prices, and dividends. You need to generate an API key from the Trading 212 app.

How to get your API key:

1. Open the Trading 212 app on your phone or desktop
2. Go to Settings (gear icon, bottom right)
3. Scroll down and tap API (Beta)
4. Tap Generate new API key
5. When asked about permissions, only tick the read-only / informational boxes. Leave everything related to order execution or trading unchecked.
6. Copy the API key that is generated

Once you have the key, go to Settings in DeskFi, paste your API key into the Trading 212 section, and click Save. Then hit Sync from T212 to pull in your portfolio. This usually takes a few seconds.

Your command centre. The dashboard shows your total portfolio value, daily P&L, top gainers and losers, progress towards your target, and sector allocation breakdown.

Portfolio data updates automatically when you sync from Trading 212. The sector allocation bar shows how your money is spread across your custom indexes (themes like AI, Energy, Critical Materials, etc.).

A detailed view of every position in your portfolio. See your shares, average cost, current price, P&L percentage, and AI ratings for each stock across three dimensions: fundamentals, technicals, and theme fit.

Click any holding to expand it and see the AI desk note, which gives you a quick analyst-style take on the position. You can also filter and sort by any column.

Every week, the AI generates a personalised investment briefing based on your portfolio, your goals, and current market conditions. It scores each of your custom indexes, tells you where to allocate your weekly budget, and flags specific actions with price targets.

The briefing includes a market assessment, index health check with buy/hold/trim ratings, and a list of immediate actions with specific share amounts and prices. Past briefings are saved so you can track how the AI advice evolves over time.

Your AI research assistant with four tools built in:

• Catalyst Radar - scans for upcoming events that could move your portfolio (earnings, product launches, regulatory decisions)
• Comps Analysis - pick a ticker and compare it against 4-5 peers on valuation, growth, and profitability
• Thesis Stress Test - paste your bull thesis and let the AI attack it with a bear case to find blind spots
• Research Chat - ask anything about your portfolio. The AI has access to your live holdings, macro news, and Finnhub financial data

Describe any investment theme (quantum computing, nuclear energy, water scarcity, AI infrastructure) and the AI will research and suggest 5-8 publicly traded stocks that capture that theme. Each suggestion comes with a conviction rating, investment thesis, and upcoming catalyst.

Select the stocks you want to track, add them to your watchlist, and monitor price alerts and upcoming earnings dates all in one place. Filter by conviction level or theme to stay focused.

Paste two consecutive quarters of earnings call transcripts and the AI will analyse the shift in management tone. It scores five dimensions: conviction, guidance language, Q&A responsiveness, risk language, and demand tone.

This helps you catch signals 1-2 quarters before they show up in the numbers. A CEO who suddenly gets evasive in Q&A or softens their guidance language is often a leading indicator.

See how your actual portfolio allocation compares to your target weights across all your custom indexes. The page highlights which indexes are overweight or underweight and tells you exactly how much to add to each to get back to target.

Log your trades manually and track your dividend income. The journal shows total bought, total sold, dividends earned, and trade count. Use it to build a record of your decisions and review them over time.

Connect your WhatsApp number in Settings and receive portfolio briefings directly to your phone. Choose between daily briefings (every morning at 8am) or weekly summaries. You can also chat with your AI advisor by messaging back.

WhatsApp AI Advisor is a Pro feature ($9.99/month).