Every AI feature in DeskFi is purpose-built for a specific job. Here is exactly what each one does, what data it uses, and what you get back. No mystery, no vague “AI-powered” marketing.
All 13 AI features run on Claude Sonnet 4 by Anthropic, one of the most capable and safety-focused AI models available. Each feature has a carefully engineered prompt with structured instructions, scoring frameworks, and output constraints. Your portfolio data stays between you and the AI. We never train on your data.
Your personal CIO briefing. The AI reviews your entire portfolio against live market data, scores each of your investment themes, and tells you exactly where to put your weekly budget with specific tickers and dollar amounts.
On demand, typically once per week before you invest
Market assessment, index health scores, allocation table with exact tickers and amounts, risk alerts, watchlist entry signals (BUY NOW / WAIT / AVOID), and conviction ratings.
A quick portfolio health check. Scans your positions for overnight news, earnings surprises, analyst upgrades/downgrades, and macro shifts that affect your holdings. Flags anything that needs attention today.
On demand from the Holdings page, or as part of the Monday alert
Portfolio health score, top risks by category (valuation, macro, earnings, geopolitical), numbered action items, and a sector-by-sector assessment.
An institutional-grade equity research note on a single stock. Goes deep on valuation, fundamentals, technicals, peer comparison, and catalyst timeline. Tests your thesis against real data.
On demand when you want a full thesis review on any holding
2-4 paragraph thesis assessment, vertical metrics table, peer comparison, bull/bear cases, key catalysts, conviction rating with reasoning, and specific action recommendation.
Scans the next 30-60 days for events that could materially move your portfolio. Covers earnings dates, Fed decisions, product launches, defence contracts, regulatory actions, and geopolitical developments.
On demand from the Research Desk
15-25 chronologically sorted catalysts with dates, impact ratings (high/medium/low), affected tickers, category tags, and analysis. Plus 3-5 top portfolio risks and an executive summary.
Picks 4-5 comparable public companies and runs a full valuation comparison. Shows whether your stock trades at a premium or discount versus peers and whether that gap is justified.
On demand when you want to see how a stock stacks up against peers
Peer comparison table, median metrics, premium/discount percentages vs peer group, verdict (cheap/fair/expensive), best value pick, and key risk.
An aggressive activist short-seller tears apart your bull thesis. Attacks valuation, fundamentals, competitive positioning, macro exposure, and position sizing. No hedging, no balance. Pure prosecution.
On demand when you want the bear case on any stock
Six-section attack: valuation, fundamentals, competitive, macro/geopolitical, position sizing with drawdown estimates (-30%, -50%), and final verdict with thesis durability score (1-10).
A conversational research assistant with full access to your live portfolio. Ask about any stock, sector, macro trend, or trade idea. Scales its response depth to your question.
Anytime you have a question about your portfolio or the market
Conversational responses with specific data. Short questions get short answers. Deep questions get structured analysis with metrics, peer context, and trade guidance.
Rates every holding in your portfolio across three dimensions: fundamentals, technicals, and theme fit. Uses explicit scoring bands to prevent everything clustering around the same score.
On demand to score all your positions
Three scores per stock (1-10 each for fundamentals, technicals, theme fit), an overall rating, and a one-line rationale. Scores use defined bands: 9-10 exceptional, 7-8 strong, 5-6 average, 3-4 weak, 1-2 critical.
Analyses the shift in management tone between two earnings calls. Catches signals 1-2 quarters before they show up in the numbers. A CEO who gets evasive in Q&A or softens guidance language is often a leading indicator.
After earnings calls, when you paste two consecutive quarter transcripts
Five dimension scores (conviction, guidance language, Q&A responsiveness, risk language, demand tone), trajectory assessment (improving/stable/deteriorating), key quotes, red flags, and bullish signals.
Describe any theme in plain English and the AI identifies 5-8 publicly traded stocks that best capture it. Focuses on pure-play exposure, structural growth, and asymmetric upside.
When you describe an investment theme you want exposure to
5-8 stock suggestions with ticker, company name, sector, market cap, conviction rating (very-high to speculative), 2-3 sentence thesis with specific data, and upcoming catalyst.
A rapid entry-point assessment for watchlist stocks. Gives you a clear signal on whether now is the right time to buy, based on technical setup, catalyst alignment, and risk/reward.
On demand for any stock on your watchlist
Signal (BUY NOW / WAIT / AVOID), ideal entry price range, 2-3 sentence timing rationale, biggest risk, and suggested position size as % of weekly budget.
A weekly portfolio check-in delivered to your phone. Reviews the past week, flags what changed, and highlights what to watch this week. Built around your actual positions and budget.
Automatically every Monday morning via WhatsApp (Pro)
Top movers summary, action alerts with specific tickers, key risk to watch, week-ahead preview, and watchlist entry signals.
Chat with your AI advisor directly on WhatsApp. Ask about any stock, your portfolio, or market conditions. It has your live holdings data and responds in a punchy, mobile-friendly format.
Anytime you message your DeskFi WhatsApp number (Pro)
Concise, opinionated responses under 1500 characters with WhatsApp formatting. Trade views, portfolio insights, or macro analysis depending on your question.
Pulled from your Trading 212 account via read-only API. Holdings, cost basis, P&L, dividends, and account value. Encrypted at rest with AES-256-GCM.
Live fundamentals, analyst ratings, earnings calendar, and company news from Finnhub. Refreshed on each analysis run.
Your investment goals, risk tolerance, themes, budget, and AI preferences from onboarding. Used to personalise every analysis. Editable anytime in Settings.
All AI-generated content on DeskFi is for informational and educational purposes only. It does not constitute financial advice or a personal recommendation. Capital at risk. Always do your own research. See our Risk Disclosure for details.
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