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AI transparency

Every AI feature, on the record.

No black box. For each feature: when it runs, exactly what data it sees, what it produces, and which model does the work. If it isn't on this page, the AI doesn't do it.

Read-only, always

Broker keys can see positions, never trade, never move money. The AI inherits the same limit: it proposes, you execute.

Your data stays yours

Portfolio data is never used to train models. Encrypted at rest (AES-256-GCM), exportable any time, deleted on request.

Counted and capped

Every AI call is metered against your tier's limit and shown in your usage, with no silent background spend.

Built on Anthropic's Claude

Every feature on this page runs on Anthropic's Claude, one of the most capable and safety-focused AI model families available. Free and Pro run on Claude Sonnet 4.6; Pro+ and Premium get Claude Opus 4.8 for deeper analysis. Each feature has a purpose-built prompt with structured instructions, scoring frameworks, and output constraints. Your portfolio data stays between you and the AI. We never train on your data.

The weekly desk

The scheduled core — runs on your cadence, not the news cycle.

Weekly Allocation

Four analyst lenses produce an exact allocation for your budget: specific tickers, specific amounts, differentiated conviction, at least one honest "consider reducing". Machine-validated before display.

WhenOn demand, typically once a week before you invest
SeesHoldings, live prices and fundamentals, your plan and risk profile, suggestion history, earnings calendar, watchlist
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Morning Brief

A short pre-market read on your book: overnight moves, earnings surprises, analyst changes, today's catalysts, what to ignore.

WhenOn demand from Holdings, or inside the Monday alert
SeesHoldings and P&L, per-ticker research data, recent company news, your investor profile
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Monday Alert

Your week ahead, delivered before the market opens: top movers, action alerts, the key risk to watch, earnings dates.

WhenAutomatically every Monday morning via WhatsApp (Pro)
SeesLatest brief, holdings and P&L, earnings calendar, watchlist entry signals, your profile and budget
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Suggestion History

Every trade or allocation the AI ever suggests is logged with the price at the time and its reasoning, so you can hold the desk accountable and see how its calls played out.

WhenAutomatically, on every suggestion
SeesThe suggestion itself: ticker, action, rationale, price at the moment, which surface made it
ModelLogged automatically, no AI call

Research on demand

Each costs one AI call against your limit.

Agentic Research Desk

Ask anything about your book. The desk fetches before it speaks: live movers, cited headlines, analyst changes, portfolio beta. It remembers the whole conversation and tells you when the right move is nothing.

WhenAnytime, from the Research page
SeesHoldings, live quotes, news with citations, analyst ratings, your locked plan and risk profile, conversation history
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Deep Dive Analysis

A full thesis review on any holding: valuation, fundamentals, technicals, peer comparison, catalysts, and whether your original reason to own it still stands.

WhenOn demand, per holding
SeesThe position, your cost basis and desk notes, live fundamentals, analyst consensus, recent news
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Catalyst Radar

The next 30-60 days of dated events across your holdings and watchlist: earnings, Fed decisions, launches, regulatory actions, so nothing ambushes you.

WhenOn demand from Analysis tools
SeesHoldings and weights, watchlist, earnings calendar, macro event calendar, company and geopolitical news
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Comps Analysis

How a stock stacks against an AI-selected peer set on valuation, growth and margins, with a plain-English verdict: premium or discount, and whether the gap is justified.

WhenOn demand, per stock
SeesThe stock's fundamentals, live metrics for 4-5 peers, analyst consensus for each
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Thesis Stress Test

The strongest honest bear case on any stock you own. Adversarial by design: attacks valuation, fundamentals, positioning and sizing, with drawdown estimates and a thesis durability score.

WhenOn demand, per stock
SeesThe position and portfolio weight, your bull thesis if provided, live fundamentals, analyst ratings, news
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Earnings Sentiment

Tone analysis across two consecutive earnings calls: conviction, guidance language, Q&A evasiveness, hedging patterns. Catches shifts 1-2 quarters before the numbers do.

WhenAfter earnings, when you paste two quarter transcripts
SeesThe transcripts you paste and their quarter labels, nothing else
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Holdings Ratings

Scores every position on fundamentals, technicals, and theme fit (1-10 each, with defined bands so everything doesn't cluster at 7), a quick health grid for the whole book.

WhenOn demand, whole portfolio
SeesAll holdings with cost basis and P&L, live metrics per stock, your profile and themes
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Watchlist Research & Entry Analysis

Describe a theme in plain English and get 5-8 candidate stocks; then, for anything on the list, an entry read: buy zone, wait, or walk away, with suggested size.

WhenOn demand from the Watchlist
SeesYour theme description, existing watchlist, live data per candidate, your existing exposure and budget
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

The adviser layer

The discipline that sits across every surface.

Disciplined Adviser

One persona across chat, sessions, briefs, and alerts: anchored to your locked plan, required to give two-sided answers, allergic to FOMO. Tone changes by surface; discipline doesn't.

WhenAlways, baked into every AI surface
SeesYour strategy plan, risk profile, hard rules, and how far holdings have drifted from target
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Conversational Rebalancing

A back-and-forth session that ends in a concrete plan. Every proposal is machine-checked against your sector caps, exclusions, and position limits before you see it.

WhenWhen you want to rebalance or get a second opinion
SeesHoldings, plan targets, hard rules, tax wrapper, dismissed tickers, conversation history
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

WhatsApp AI Chat

The same disciplined desk, in your pocket. Ask about your book from anywhere: same data, same rules, shorter answers.

WhenAnytime you message your DeskFi number (Pro)
SeesYour top holdings with P&L, portfolio value, your profile, the same grounding as web chat
ModelClaude Sonnet 4.6 · Opus 4.8 (Premium)

Help Chat

Product questions only: how features work, where things live, what tiers include. Never touches your portfolio.

WhenAnytime, from the help bubble
SeesProduct documentation only, no portfolio data
ModelClaude Haiku 4.5

Data sources

Portfolio data

Pulled from your connected broker via read-only API. Holdings, cost basis, P&L, dividends, account value. Encrypted at rest with AES-256-GCM.

Market data

Live fundamentals, analyst ratings, earnings calendar, and company news from Finnhub. Refreshed on each analysis run.

Your profile

Your goals, risk tolerance, themes, budget, and AI preferences from onboarding. Personalises every analysis. Editable anytime in Settings.

DeskFi is not authorised or regulated by the FCA. All AI-generated content is for informational and educational purposes only and does not constitute financial advice or a personal recommendation. Capital at risk. See our Risk Disclosure and Terms.

AI you can audit.

AI-generated research, not financial advice — and every word of it accountable.

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