Your portfolio intelligence desk
Whether you are building your first portfolio or managing an existing one. Sync with Trading 212 or Interactive Brokers, get AI research, and make informed decisions backed by data.
What it's for
DeskFi is an AI research desk for your real portfolio. It syncs your holdings from Trading 212 or Interactive Brokers, then puts every answer in the context of your actual positions, your plan and your rules. No generic stock tips, no copy-pasting your portfolio into a chatbot.
How it works
- 01Sync Connect with a read-only key. Positions, trades and dividends flow in automatically; DeskFi can never trade.
- 02Brief The AI reviews your book against live market data and proposes exact allocations for your budget.
- 03Research Ask why you are up or down. The desk fetches live movers and cited headlines before it answers.
- 04Rebalance Talk through a plan. Every proposal is machine-checked against your rules before you see it.
What's on the desk
- + Live Broker Sync
- + Weekly Research Brief
- + Agentic Research Desk
- + Conversational Rebalancing
- + Disciplined Adviser
- + Suggestion History
- + Catalyst Radar
- + Comps Analysis
- + Thesis Stress Test
- + AI Holdings Ratings
Built for portfolios with real complexity
DeskFi earns its keep once you're juggling many positions across sectors — keeping allocation, drift and a disciplined process in view, without living in a spreadsheet. If you only hold a stock or two, you probably don't need it.
You'll get the most from it if…
- +You hold 10+ positions across several sectors
- +You actively manage your allocation, not just buy-and-forget
- +You want one place to see drift, concentration and sector balance
- +You like a repeatable, disciplined process
It's probably overkill if…
- −You own one or two stocks and check them once a year
- −A simple spreadsheet already covers everything you need
- −You're after hot tips or guaranteed returns — that's not what this is
Free
- + Broker sync (Trading 212 and IBKR)
- + Dashboard and P&L tracking
- + Desk notes on holdings
- + Sector breakdown and goal tracker
- + Stock news feed
- + Watchlist and price alerts
- + Rebalancing engine
- + Trade journal
- + 5 AI calls per month across all features
Pro
- Everything in Free
- + 30 AI calls per month across all features
- + AI weekly research briefs
- + Research chat
- + Catalyst radar
- + Comps analysis
- + Thesis stress testing
- + Watchlist theme research
- + Earnings sentiment tracker
- + AI holdings ratings
Pro+
- Everything in Pro
- + 50 AI calls per month across all features
- + Powered by Claude Opus (most capable model)
- + Higher quality, longer research outputs
- + AI weekly research briefs
- + Earnings sentiment tracker
- + AI holdings ratings
Premium
- Everything in Pro+
- + 100 AI calls per month across all features
- + Powered by Claude Opus (most capable model)
- + Longest, most detailed research outputs
- + WhatsApp AI advisor (coming soon)
Is this financial advice?[+][−]
No. DeskFi is an informational and educational research tool only. All AI-generated analysis, research briefs, and outputs are not financial advice and do not constitute personal recommendations. Always do your own research and consult a qualified, FCA-regulated advisor before making investment decisions.
How does the Trading 212 connection work?[+][−]
You provide a read-only API key from your Trading 212 account. We use it to pull your holdings, cost basis, and positions. We never place trades or modify your account. You can disconnect at any time from Settings.
How does the Interactive Brokers connection work?[+][−]
You create a Flex Token and Flex Query in your IBKR Account Management portal. DeskFi uses the Flex Web Service to pull your positions, cost basis, and account data. It is read-only, we never place trades or modify your account. You can remove your credentials at any time from Settings.
What's the difference between Pro, Pro+, and Premium?[+][−]
All paid plans unlock the full AI feature suite. Pro gives you 30 AI calls per month powered by Claude Sonnet, a fast and highly capable model. Pro+ gives you 50 AI calls per month powered by Claude Opus, the most powerful model, for deeper research. Premium gives you 100 AI calls per month with Opus plus WhatsApp AI advisor access.
What can I do with the free plan?[+][−]
You get the full dashboard, broker sync (Trading 212 and IBKR), P&L tracking, sector breakdown, goal tracker, watchlist, price alerts, trade journal, rebalancing engine, and 5 AI calls per month across all features. Upgrade when you want more AI research.
Can I use DeskFi if I don't have any investments yet?[+][−]
Yes. Watchlist Research lets you describe any investment theme and the AI will find 5-8 stocks with theses, catalysts, and conviction ratings. Research Chat lets you ask about any stock or market topic. Comps Analysis compares any ticker against peers. You can research and build a watchlist before you invest a single pound, then connect your broker once you start buying.
Is my portfolio data secure?[+][−]
Yes. Your API keys are stored encrypted with AES-256-GCM, all connections use HTTPS, and we never sell or share your data. Your portfolio information is only used to power your research dashboard.
Can I use this without Trading 212 or Interactive Brokers?[+][−]
Yes. The one-click sync requires a supported broker (Trading 212 or IBKR), but you can add holdings manually from the Holdings page and still use all AI research features, the watchlist, trade journal, and everything else.
Can I cancel anytime?[+][−]
Yes. Cancel from Settings at any time. Your subscription stays active until the end of your current billing period, then your account reverts to the free plan. No cancellation fees.
What happens when I hit my AI call limit?[+][−]
You will see a notification showing how many calls you have used, when your limit resets (1st of each month), and the option to upgrade for more. Your dashboard, holdings, and all non-AI features continue working as normal.
Do your research the right way.
Free tier syncs your whole book and runs your first brief. No card.
Get started